Overview

Chronology of exuberance in international housing markets

The below figures show the periods during which real house prices and house-price-to-income ratios displayed explosive dynamics (i.e., the periods during which the estimated BSADF statistics exceeded the corresponding 95% critical values). Most prominently, they show the synchronization of exuberance across markets in the 2000s.

Real House Prices

Episodes of Exuberance

House-Price-to-Income Ratio

Episodes of Exuberance

Aggregate Real House Prices

Index Levels

Aggregate House-Price-to-Income Ratio

Index Levels

NOTE: Shaded areas indicate contraction (peak to trough) of the aggregate real house price index.


Aggregate Real House Prices

Growth Rates

Aggregate House-Price-to-Income Ratio

Growth Rates

NOTE: The interquartile range refers to the difference between the upper and lower quartiles (the highest and lowest 25 percent) of the growth rates across all countries.


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Analysis

This page provides figures for real house prices and house-price-to-disposable-income ratios (housing affordability) starting in 1975, exuberance statistics, as well as date-stamping of the specific periods of exuberance.

Real House Prices

House-Price-to-Income Ratio

Exuberance Statistics

(First Stage)

Real House Prices

House-Price-to-Income Ratio

Date-Stamping Periods of Exuberance

(Second Stage)

Real House Prices

House-Price-to-Income Ratio


Date-Stamping Periods of Exuberance Table

Real House Prices

House-Price-to-Income Ratio

© 2021 Housing Observatory | All rights reserved

Analysis with the PSY-IVX method

An application to the price-to-rent ratio

This page provides figures for the price-to-rent (black line) starting in 1975 whenever possible for a selection of the countries covered in the database. The page also provides a fundamental-based measure (red line) of the price-to-rent ratio based on two explanatory variables (long-term interest rates and the log rent), exuberance statistics obtained from the the difference between the price-to-rent ratio and the fundamental-based prediction, as well as date-stamping of the specific periods of exuberance.

The predictive regression is trained on the sample up to 2019:Q4, therefore excluding the pandemic, as indicated by the dashed vertical lines. The functionality added to the webpage includes a button that allows to consider this predictive model or to exclude it altogether.

Choose model:

When activated this checkbox uses exuberance statistics obtained from the the difference between the price-to-rent ratio and the fundamental-based prediction. Otherwise we use the natural log of the price-to-rent ratio.

© 2021 Housing Observatory | All rights reserved

Download Data

Set Year-Quarter Format:

Real House Prices

House-Price-to-Income Ratio

Exuberance Statistics: Exuberance Statistics and Critical Values (GSADF)

Exuberance Statistics: Real House Prices Exuberance Statistics (BSADF)

Exuberance Statistics: House-Price-to-Income Exuberance Statistics (BSADF)

Exuberance Statistics: BSADF Critical Value Sequence Statistics

PSYIVX Statistics:Data